Cashflow & Portfolio Snapshot

Investment Cashflow Portal

Percent fields accept either 20 or 0.20. LMI + stamp duty are auto (estimate). Depreciation is auto-estimated. Tax deductible ratio defaults to 100%. Loan is P&I from day 1.

Inputs

Editable
Property Address
State
Purchase Price
Deposit %
Interest Rate % (p.a.)
Loan Term (years)
Loan Type
Accounting Fees / yr
Super Contribution / yr
Year the property was built (post-1985 for Div 43 deduction)
2.5% standard for Div 43 (40-year life)
Tax Deductible Ratio %% of property used for investment (100% if fully rented)
Marginal Tax Rate %Your highest tax bracket (e.g. 30%, 37%, 45%)
Tip: enter 5.5 (or 0.055) for Interest Rate.

Outputs

Auto calculated
Cash Required
$0
Deposit + LMI + stamp duty
Monthly Repayment (P&I)
$0
Interest portion (month 1)
$0
Net Rental / yr
$0
Rental Yield (gross)
0.00%
Annual Expense
$0
Net Cashflow / yr (pre-tax)
$0
Monthly Cashflow (pre-tax)
$0
Negative = out-of-pocket (shown in brackets)
MetricValue
Deposit$0
Loan Amount$0
LVR0%
LMI$0
Stamp Duty$0
Depreciation / yr$0
Monthly cashflow (pre-tax)$0
Deduction on Taxable Income /yr$0
Tax benefit /yr$0
Net cashflow / mo (after tax deductions included)$0

Advanced

Portfolio Projection
Average Annual Growth %
Used to project property value
Rental Growth %
Used to project rent (weekly)
Inflation Rate %
Annual increase in operating costs (council, insurance, maintenance)
Year Property Value Loan Balance Equity Rent / week Net Cashflow / year
Loan balance amortises with standard P&I (fixed payment; balance reduces). Chart includes Year 0 baseline.